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Klarna
✓ VerifiedBuy Now Pay Later and flexible payments. Available in 45+ countries. Merchants get paid upfront; Klarna handles consumer credit risk. Boosts conversion up to 30%.
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KYC: BasicAPI: ★★★★☆
Volume tiers
All volumes2.99%
+ fixed: $0.3
Chargeback: 1%
Settlement: 3–7 days
Currency: USD, EUR, GBP, SEK
Limit: $3,000
BNPL: 2.99%+$0.30 (US). EU: ~1.8-2.5% + fixed. No chargeback on BNPL transactions.
Quick stats
KYCBasic
Onboarding1–3 days
Fee from2.99%
API quality★★★★☆
Get a warm intro and onboarding help from our team
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