Legal Notices

Qosvanta operates as a payment provider directory and marketplace. We aggregate and present information about payment solution providers to help businesses with their research and discovery process.

All content, listings, and information published on qosvanta.com are provided for informational purposes only. Qosvanta does not provide payment processing services, financial intermediation, or regulated financial services of any kind.

Nothing on this Platform should be construed as financial, legal, investment, compliance, or regulatory advice. Provider listings, fee comparisons, compliance notes, and market data are published solely to assist businesses in their research.

Payment regulations, licensing requirements, and provider terms vary significantly by jurisdiction and business type. You are solely responsible for assessing whether a payment provider is appropriate and lawful for your specific use case, geography, and industry. Qosvanta strongly recommends consulting qualified legal and financial advisors before entering into any payment arrangements.

The presence of a payment provider on Qosvanta's platform does not constitute an endorsement, recommendation, or guarantee by Qosvanta. Providers are listed based on available information and may include providers that are not suitable for all business types.

Verification badges indicate that a provider has submitted documentation for our review process. This does not constitute regulatory approval, licensing confirmation, or a guarantee of service quality, reliability, or financial stability.

You should independently verify all provider information, including licensing status, regulatory standing, fee structures, and service terms before entering into any commercial relationship.

While we endeavour to keep provider information accurate and up to date, Qosvanta makes no representations or warranties regarding the completeness, accuracy, reliability, or currentness of any information on the Platform.

Fee rates, supported markets, accepted industries, settlement timelines, and currency coverage are subject to change at any time without notice. Provider details are maintained on a best-efforts basis and may not reflect the most recent terms offered by any individual provider.

To the fullest extent permitted by applicable law, Qosvanta, its team, affiliates, and service providers shall not be liable for any loss, damage, or harm arising from:

• Reliance on any information published on the Platform.
• Decisions made based on provider listings, comparisons, or matching results.
• Any transaction, agreement, or commercial relationship entered into with a payment provider discovered through the Platform.
• Interruptions, errors, or unavailability of the Platform.
• Unauthorised access to or alteration of your data.

This limitation applies to all types of damages — direct, indirect, incidental, consequential, or punitive — regardless of the theory of liability.

The Platform contains information about, and links to, third-party payment providers and external websites. Qosvanta has no control over, and accepts no responsibility for, the accuracy, content, policies, or practices of any third party.

Any interaction with a payment provider — including onboarding, contract signing, data submission, and payment processing — occurs directly between you and the provider. Qosvanta is not a party to any such arrangement and bears no liability for outcomes.

Users of the Qosvanta Platform are solely responsible for ensuring that their use of payment providers complies with all applicable laws and regulations in their jurisdiction, including but not limited to anti-money laundering (AML) regulations, know-your-customer (KYC) requirements, data protection laws, and financial services licensing requirements.

Qosvanta's compliance review process and access tiers are designed to support responsible use of the Platform. They do not substitute for independent legal and regulatory assessments.

All content, trademarks, logos, data compilations, and proprietary methodologies on the Platform are the intellectual property of Qosvanta or its licensors. Unauthorised reproduction, distribution, or commercial use of Platform content is strictly prohibited.

These legal notices and your use of the Platform are governed by applicable law. Any disputes shall be addressed in accordance with our Terms of Use.

For legal inquiries, please contact us at:

Email: hello@qosvanta.com
Telegram: @damir_qosvantabot