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Cielo
Brazil's largest merchant acquirer by transaction volume, partially owned by Banco do Brasil and Bradesco. Offers the widest physical POS terminal footprint in Brazil and handles the full range of card brands and local payment methods including PIX.
💳 Visa / Mastercard🏦 Pix
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KYC: StandardAPI: ★★★☆☆
Volume tiers
All volumes2.49%
+ fixed: $0
Chargeback: 1%
Settlement: 1–2 days
Currency: BRL
Limit: $999,999
Brazil largest acquirer: 2.49% debit, 2.99% credit. Enterprise negotiated. T+1 or T+30.
Quick stats
KYCStandard
Onboarding7–14 days
Fee from2.49%
API quality★★★☆☆
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