Taiwan combines strong card adoption with the dominant LINE Pay e-wallet and ATM-based bank transfers (still significant for cash-preferring buyers). FSC regulates PSPs. Taiwan is a high-trust market with sophisticated e-commerce behavior.
The local rails merchants must support to convert Taiwan customers.
ATM virtual account transfers — uncommon elsewhere — are still significant in Taiwan, especially for older demographics. Merchants generate a virtual account number; customer transfers from any Taiwanese bank ATM. LINE Pay dominates mobile checkout.
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