Payment Providers in Indonesia
Indonesia's payment market is dominated by digital wallets — GoPay (Gojek), OVO (Grab) and DANA — and QRIS, the national QR standard that unifies all wallets and bank apps. Cards are minor for e-commerce. Bank transfers via Indonesian retail banks remain important. Cash on delivery is still 20-30% of e-commerce volume.
Key payment methods in Indonesia
The local rails merchants must support to convert Indonesia customers.
Providers supporting Indonesia
About payments in Indonesia
What is QRIS and why does it matter?
QRIS (Quick Response Code Indonesian Standard) is the national QR payment standard introduced by Bank Indonesia. A single QR code is readable by every Indonesian wallet and banking app, making merchant integration vastly simpler. Adoption is rapidly growing.
Should I support cash on delivery in Indonesia?
Yes if you're targeting mass market or outside major cities. COD is 20-30% of Indonesian e-commerce volume, particularly for first-time buyers and lower-income segments. It comes with higher fraud and return risks — work with PSPs that offer COD reconciliation.